Which of the following must be included in the advertised price of a motor vehicle?

The inclusion of a finance charge in the advertised price of a motor vehicle is crucial for transparency and consumer protection. It ensures that potential buyers are fully aware of the total cost they will incur when purchasing the vehicle. The finance charge represents the cost of borrowing money to finance the vehicle purchase, and it can significantly impact the overall price. By including it in the advertised price, dealers help consumers to make informed decisions by presenting a clear picture of what the vehicle will actually cost them over time, including any interest charged for financing.

In contrast, things like dealer bonuses, aesthetic improvements, and shipping fees do not necessarily have to be included in the advertised price. Dealer bonuses may vary and are not a standard cost that all consumers will encounter. Aesthetic improvements are additional features or services that can vary widely and are often considered extras that may not be part of the base price. Shipping fees may sometimes be added or separately negotiated, depending on the dealer’s policies and the transaction specifics, hence they may not be bundled in the advertised price either. Thus, it's the finance charge that must be explicitly included to reflect the true cost of purchasing the vehicle through financing.