When a dealer facilitates the sale of a vehicle, who is responsible for procuring the title?

When a dealer facilitates the sale of a vehicle, the responsibility of procuring the title typically falls to the dealer or wholesaler. This is because dealers are in charge of ensuring that all necessary paperwork is correctly handled during a sale, which includes securing the title from the seller and transferring it to the buyer.

The dealer's role includes verifying that the title is valid, free from any liens, and correctly reflects ownership. By managing this process, the dealer helps to create a smoother transaction and ensures that the buyer receives a clear title, which is essential for legally registering the vehicle.

In addition, the dealer may also handle the submission of necessary documentation to the state, facilitating the transfer of ownership into the buyer's name. This streamlines the process for the buyer, who may not be familiar with the title transfer requirements or procedures.

In contrast, the responsibility does not reside with the buyer, who typically relies on the dealer to manage the administrative aspects of the sale. The state authority is involved in overseeing vehicle titles but does not directly manage the procurement for individual transactions. Lastly, the dealership's insurance company does not play a role in the title procurement process but rather focuses on insuring the vehicle and protecting against risks related to ownership.