Dealers are allowed to state that financing is available, conditioned upon:

Dealers can state that financing is available, conditioned upon "wish approved credit," which implies that the financing offer is contingent upon the buyer’s credit approval. This means that while a dealer can promote the availability of financing, it is ultimately dependent on the individual buyer’s creditworthiness.

It is crucial for a dealer to communicate that the financing options are not guaranteed for everyone; instead, they rely on the evaluation of the customer's credit history and score. This ensures that consumers understand that only those who meet specific credit criteria will qualify for the advertised financing options.

The other options do not accurately reflect the conditions under which financing availability can be presented. Maximum loan amounts and interest rates based on credit approval might be aspects of the financing, but they do not address the core condition of whether or not the financing is actually available based on the buyer's credit. Similarly, suggesting that only cash transactions are an option contradicts the idea of financing being available, as it implies no credit checks or financing arrangements.